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Recognizing that an organ transplant is no minor surgery and the cost incurred can be insurmountable, we have secured a separate benefit rider to protect the plan participant, as well as, the Trust. Insured by Medical Excess (a subsidiary of AIG), the benefits are as follows:
| Lifetime Max |
$2 million (in addition to and not counted towards your $5 million lifetime max under your medical plan) |
| Benefit Period |
Evaluation through 365 days post transplant |
| In Network |
100% of ALL covered expenses, including organ (AIG Network; not Blue Cross. A list can be requested) |
| Out of Network |
80% of ALL covered expenses up to maximum |
| Transportation |
$200/day - $10,000 max for patient and companion |
| Experimental |
NCI Clinical Trials: Phase III & IV for adults and All for pediatric. |
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Click here to view a list of In Network transplant hospitals
