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Comprehesive + Frontera    


Great combination of the Comprehesive plan option and the Frontera plan option. No limits on stateside doctor visits. Non-emergency in-patient and out-patient surgeries are covered stateside. Stateside prescription drug coverage identical to the Comprehensive plan option.


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2007 Preferred Drug List

          - English

          - Spanish

BENEFITS

Stateside

In

Network

Stateside

Out of

Network

Mexico

In

Network

Lifetime Maximum Coverage Amount

$5,000,000

Co-Insurance Limit
(individual/family)


$1,000 / $3,000

$5,000 / $15,000
None

Calendar Year Deductible (individual/family)

$300 / $900

$500 / $1,500
None

Max Out of Pocket
(individual/family)

$1,300 / $3,900
(excludes copays & benefit exclusions)

$5,500 / $16,500 (excludes copays & benefit exclusions)
Copays + $ over Benefit Limits
Doctor's Office Visit

Primary Care Physician

$15 copay

50% after deductible

$5 copay

Specialty Care Physician

$30 copay
50% after deductible
$5 copay

X-Ray
(in free standing facility)

$15 copay

50% after deductible

100%

($1000 max/calendar year)

Lab Fees
(in free standing facility)

$15 copay

50% after deductible

100%

($750 max/calendar Year)

Inpatient Physical Therapy & Rehab

$30 copay
50% after deductible

$5 copay

($1000 max/calendar year)

Emergency Care

Emergency Room Visits
(copay waived if admitted)

$75 copay

50% after deductible
$10 copay

Hospital

Room and Board
80% after deductible
50% after deductible
100%
In Hospital Xray & Lab
80% after deductible
50% after deductible
100%
Hospital Extras
80% after deductible
50% after deductible
100%
Intensive Care
   
100%
Cardiovascular Disorder
80% after deductible
50% after deductible
100%
Immune System Disorder
80% after deductible
50% after deductible
100%
Hearing & Eye Exam
1 per calendar year
 
$5 copay

Durable Medical Equipment Coverage:

80% after deductible

50% after deductible

100%

($500 max/calendar year)

Prescription Drugs:
Important: Rx written in Mexico must be filled in Mexico.  Rx written stateside must be filled stateside.

Calendar Year Deductible

None

None

Generic

$5 copay

$5 copay

Preferred

$20 copay

Not Covered
Non-Preferred
$35 copay
Not Covered

last updated: 2.8.10 jll



HUB International Insurance Services Inc
ICSVEBA Trust Benefits
Consultant & Administrator
1331 Morena Blvd. ,
Suite 300
San Diego, CA 92110
Phone: 1.619.275-6191
Toll: 1.866.833.8614
Fax: 1.619.275.6530
E-mail: aira.kato@
hubinternational.com
or

jennifer.lawson@hubinternational.com

Copyright ICSVEBA All Rights Reserved